Enjoy the optimal benefits of your savings, Ganesha Optima Savings give you progressive daily interest rate and free monthly administration fee.

Benefits:

High interest rate savings product with daily interest rate calculation by compounding interest method.
Free monthly administration fee.
May be used as backup checking account with a standing instruction facility.
Investment Savings card also serves as an identity card.
Free Investment Savings card replacement costs.
Auto debit facility for payment of monthly bills.
Automatic Fund Transfer (AFT) service, where you can transfer automatically to your family or your business partners.
Access Realtime Online through a network of Bank Ganesha offices, Ganesha ATMs and ATM BERSAMA and LINK network.
Ease of transfer between Ganesha accounts or other bank through GANESHA autotransfer facilities.
24 hours customer care via Call Ganesha 1500169 and G-livechat.

Ganesha Optima Savings

Nominal (in IDR)

Initial deposit

500.000

Minimum balance

500.000

Minimum deposit thereafter

10.000

Administration Fee / Month

-

Inactive Account Fee (No transactions for more than 11 months)

20.000

Dormant account fee (no transaction for more than 1.800 days)

50.000

Below minimum balance fee

10.000

Account closure fee

25.000

Requirements :

Requirements

Individual

Enterprise

Copy of ID (KTP)

V

V

Copy of Tax Identification Number (NPWP)

V

Copy of Articles of Association (AoA)

V

Copy of TDP

V

Copy of Trading Business License (SIUP)

V

Copy of Business Identification Number (NIB)

V

Ganesha Active Current Account

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